Personal insurance · Southern California

Renters Insurance

Belongings, temporary living expenses, and liability for California tenants.

The landlord's building insurance does not replace your furniture, clothes, or electronics. A renters policy addresses insured belongings, eligible extra living costs after a covered loss, and certain claims that you injured someone or damaged their property. Start with an inventory, then check the lease's liability requirement and who in the household needs their own coverage.

What this coverage can protect

  • Personal belongings
  • Additional living expenses after a covered loss
  • Personal liability and medical payments
  • Optional scheduled property and replacement cost

Prepare for a quote

Information that helps produce an accurate option

No Social Security number, payment information, or sensitive documents are requested through the website.

01

Rental address and move-in date

02

Estimated value of belongings

03

Pets, roommates, and prior losses

04

Required liability limit from the lease

Common questions

What clients commonly ask

Does my roommate's policy cover me?

Not automatically. Each resident who needs coverage should be properly insured or listed according to policy rules.

Clear next steps

Let’s review your insurance needs.

Receive responsive guidance and coverage options based on your situation.