Personal insurance · Southern California

Landlord Insurance

Coverage for tenant-occupied homes, landlord property, loss of rents, and premises liability.

A rental home creates two separate concerns: damage to the property you own and claims arising from operating it as a rental. A landlord policy can address those covered risks and eligible rent lost after covered property damage. It is not rent-payment insurance for every missed payment. Tell us about the lease, vacancies, renovations, and any short-term stays before comparing policies.

What this coverage can protect

  • Rental dwelling and other structures
  • Landlord-owned contents
  • Eligible loss of rents
  • Premises liability

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Information that helps produce an accurate option

No Social Security number, payment information, or sensitive documents are requested through the website.

01

Property address, units, occupancy, and lease terms

02

Reconstruction features and updates

03

Annual rents and property management

04

Prior losses, entity ownership, pools, and other exposures

Common questions

What clients commonly ask

Does landlord insurance cover tenant belongings?

No. Tenants generally need their own renters insurance.

Clear next steps

Let’s review your insurance needs.

Receive responsive guidance and coverage options based on your situation.