Commercial insurance · Southern California

Cyber & Professional Liability

Data incident, technology failure, and professional-service protection.

A data breach and an allegation that your advice cost a client money are different problems. Cyber coverage addresses specified digital incidents; professional liability, or errors and omissions, addresses covered professional-service claims. We can compare response costs, client claims, reporting dates, exclusions, and the security controls the insurer expects you to maintain.

What this coverage can protect

  • Cyber incident response and data restoration
  • Notification, extortion, and business interruption when covered
  • Third-party privacy or network liability
  • Professional errors and omissions

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Information that helps produce an accurate option

No Social Security number, payment information, or sensitive documents are requested through the website.

01

Revenue, services, contracts, and largest client exposure

02

Record count and regulated data

03

Security controls, backups, MFA, and vendors

04

Prior acts, retroactive date, and claims

Common questions

What clients commonly ask

Does general liability cover a data breach?

It should not be assumed. Dedicated cyber coverage is designed for many first- and third-party incident costs.

Clear next steps

Let’s review your insurance needs.

Receive responsive guidance and coverage options based on your situation.