Unit address and occupancy
Personal insurance · Southern California
Condo Insurance
HO-6 coverage coordinated with the HOA master policy and CC&Rs.
The association insures some parts of a condo building; you are responsible for others. HO-6 is a common name for the unit-owner policy. Bring the homeowners association (HOA) master policy and its recorded covenants, conditions, and restrictions (CC&Rs), so we can identify the boundary before choosing limits for interiors, improvements, belongings, and eligible assessments.
What this coverage can protect
- Interior building property and improvements
- Personal property and loss of use
- Personal liability
- Eligible loss assessments, subject to policy terms
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Information that helps produce an accurate option
No Social Security number, payment information, or sensitive documents are requested through the website.
HOA master policy declarations and deductible
CC&R insurance responsibilities
Interior upgrades, belongings, and prior losses
Common questions
What clients commonly ask
Does the HOA policy cover everything inside my unit?
Not necessarily. The master policy and CC&Rs determine the boundary between association and unit-owner responsibility.
Clear next steps
Let’s review your insurance needs.
Receive responsive guidance and coverage options based on your situation.